My advice to anyone needing a refund on credit card insurance in Ontario, from any bank operating insurance selling activity from unlicensed brokers, via telemarketing, is to file an official complaint with the FSCO (The Financial Services Commission of Ontario)…They can be found online easily & the complaint form can also be filed online…It will take possibly a year or more for you to get your refund from the bank’s insurance division, but at least you will get your money back…As long as you are willing to wait patiently for the FSCO to get around to pushing for your refund, it will happen…In the meantime, try to consolidate your debt as much as possible, with a year’s wait to a year & a bit, in mind, as the possible timing of getting that money back…
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